I am about to experience it. Even options I thought might work, wont work now. So today, after crunching numbers... I came to the devastating conclusion that I cannot in any way afford to put a roof over my head or my children's heads.
I just don't know what to do at this point. Crying has done nothing. I guess I can attempt to keep hope, although I don't know if that is just going to end up making the end result worse when hope isn't enough.